Fiduciary Focused Investment Management
Having a prudent process to managing plan investment options is key for managing your fiduciary responsibilities.
We can help by providing 3(21) co-fiduciary services when it comes to managing your plans investment options:
Creation of an Investment Policy Statement
Provide quarterly investment reports
Creation of a diversified investment menu and assist with final selection of Investment options
Assist with qualified default investment option available to plan participants
Provide a prudent process for scoring investments and removing underperforming investments.
Assistance in the documenting of investment committee meetings.
Fiduciary Support Services
Sponsors of qualified retirement plans must comply with a number of legally defined responsibilities under the Employee Retirement Income Security Act of 1974 (ERISA).
Through a consultative approach we look to assist you with plan goals and objectives, partner with other service providers on your plan, review plan design, and assist with investment selection and monitoring while limiting your fiduciary risk.
We focus on helping you meet your fiduciary responsibilities to your participants by providing the following services:
3(21) Investment Co-Fiduciary Support
Assist in the creation of a fiduciary file
Review of current plan design
Periodic plan benchmarking to ensure fees are reasonable
Periodic review of all service providers
Assist in helping your plan be "audit ready"
Participant Focused Financial Wellness Programs
Did you know 58% of workers surveyed say they experience anxiety, feeling overwhelmed, lost sleep, headaches, insomnia and similar symptoms due to their personal finances? (John Hancock Sixth Annual Financial Stress Survey, June 2019)
We strive to help your employees meet the financial goals they have set for themselves. By providing a Financial Wellness program we cover the following:
Financial Literacy 101
Preparing for Retirement
Healthcare in Retirement
Social Security
Saving for College
Understanding Life Insurance
Home Ownership
Wealth Transfer Planning