Our firm specializes in helping develop sound retirement plans so business owners can build a benefit that provides prosperity for their business and security for their employees. Through a consultative approach we look to assist you with plan goals and objectives, partner with other service providers on your plan, review plan design, and assist with investment selection and monitoring while limiting your fiduciary risk. For your employees, we provide customized education solutions to encourage excitement around the plan and the benefit it provides for them.
Having a prudent process to managing plan investment options is key for managing your fiduciary responsibilities.
We can help by providing 3(21) co-fiduciary services when it comes to managing your plans investment options:
Creation of an Investment Policy StatementProvide quarterly investment reportsCreation of a diversified investment menu and assist with final selection of Investment optionsAssist with qualified default investment option available to plan participantsProvide a prudent process for scoring investments and removing underperforming investments. Assistance in the documenting of investment committee meetings.
Sponsors of qualified retirement plans must comply with a number of legally defined responsibilities under the Employee Retirement Income Security Act of 1974 (ERISA).
Through a consultative approach we look to assist you with plan goals and objectives, partner with other service providers on your plan, review plan design, and assist with investment selection and monitoring while limiting your fiduciary risk.
We focus on helping you meet your fiduciary responsibilities to your participants by providing the following services:
3(21) Investment Co-Fiduciary SupportAssist in the creation of a fiduciary fileReview of current plan designPeriodic plan benchmarking to ensure fees are reasonablePeriodic review of all service providersAssist in helping your plan be "audit ready"
Did you know 58% of workers surveyed say they experience anxiety, feeling overwhelmed, lost sleep, headaches, insomnia and similar symptoms due to their personal finances? (John Hancock Sixth Annual Financial Stress Survey, June 2019)
We strive to help your employees meet the financial goals they have set for themselves. By providing a Financial Wellness program we cover the following:
Financial Literacy 101Preparing for Retirement Healthcare in RetirementSocial SecuritySaving for CollegeUnderstanding Life InsuranceHome OwnershipWealth Transfer Planning